Play Golf With A Calloway Golf Club

The Callaway golf club is one of the most well-liked and also reliable types of golf club in the market today. There are so many people (particularly retired men and women) that are fascinated with golf today and it is no wonder why the Callaway golf club is now in the peak of success in the world of golf clubs.

The Callaway Golf club is headed by Ely Callaway. He bought half of Hickory Stick USA and renamed it Callaway Hickory Stick USA. After purchasing it, he decided to hire the best people that would be an instrument in sustaining his dream of Callaway golf club. He hired Richard C. Helmstetter to be the Chief Club Designer and this as others would say is the point of no return. The designs for Callaway golf club are truly revolutionary and innovative which is why the Callaway golf club is dubbed as the type of golf club that is unique and also high-performance kind golf equipment. After that, Ely Callaway renamed his company into Callaway Golf and then relocated from Cathedral City, California to a peaceful seaside town called Carlsbad, which is just north of San Diego.

One of the most innovative designs that the firm came up with was to create a stainless steel driver that had a larger and more forgiving head than any previous design. The CEO, Callaway dubbed it as �Big Bertha� which was derived from a German cannon back in WWI which was famous for its capability of shooting lengthy distance range. This type of design was the one that made Callaway golf club a house hold name in the states because it experienced millions of sales and the Big Bertha type of Callaway golf club was the reason why Callaway became the number one manufacturer of golf clubs not only in the US but in the entire world which shows how popular golf is to the whole world.

At present, there are six classifications of the Callaway Golf club. The first classification is the drivers which are comprised of two models which are the Big Bertha Fusion FT4 and Big Bertha Titanium 454. The next classification of Callaway golf club is called the Fairway Woods. Fairway Woods have three types of clubs which are Big Bertha Fusion Fairway Woods, Big Bertha  Fairway Woods, and Big Bertha Fairway Woods. The next classification of the Callaway golf club is a hybrid which is designed for long and distant shots. The model for this type of Callaway golf club is called Big Bertha Heavenwood Hybrids. The next classification is called irons which are divided into five types of models and these are Big Bertha, Big Bertha Fusion, X-Tour, X-18, and X-18 Pro. Another classification of the Callaway golf club would be the wedges and the model here is called Forged+ Wedges. The last classification for Callaway golf club is called the Putters. The Putters have two models in its classification which are Callaway golf I-Trax Putter and tour Blue.

The classification and models of Callaway Gold Club mentioned above are the ones that the firm manufactures. All of these models were made with the aid of science, research, and practice. All of these models are worth a try and who knows? You might be the next week-end golfer to break 75.

Sounds like a bunch of fun and not just for retired guys.  If you are still working but would like to retire as soon as possible, click here.  If you like what you see and you have about an hour a month, then put yourself on my waiting list and I will get you into the company as soon as a spot opens up.  A powerful concept that can get you on the links or on a boat sooner than later.

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Healthy Lunches With Style

Lunch is a significant meal in your day, therefore do not skip it, even if you are influenced to do so. A lot of folks think that consume a big breakfast implies that lunch is unnecessary, only that's just not the Truth. When you don't eat lunch, you are more likely to nosh during the day on unhealthy foods or overeat at suppertime. Your body also gets low on nutrients when you skip lunch, therefore it s better for you to always eat lunch, even if it means making a bit of additional free time available in your day.

I have eliminated all fat from my diet.

However, there are ways in which you can see to it that your lunch is reasonably healthy, no matter what your particular needs.
Whenever you are at work or school over lunchtime, you will be able to save lots of money by packing a lunch instead of grabbing lunch from a fast food restaurant or other food source. Your own meals will  be more nutritious and, in many cases, tastier.

If you are not a morning person, packing a lunch doesn't imply that you have to wake up sooner to fix this. Merely pack it the night before. Numerous food options can assist you to take a lunch that will be the envy of your colleagues.

You will be able to also consider stopping over at a supermarket and picking up flash-frozen diet meals for lunch too. These meals are commonly low in fatty tissue and high in nutrition and come in enough assortments for you to have a different lunch daily for the year. This choice is occasionally a bit more pricey than creating and packing your own lunch, but it can still be moderately inexpensive.

Remember to consider the packaging to specify the best frozen meals for you. Some are not made for those looking for a healthy diet, and tho' they may taste acceptable, they will be replete with preservatives and calories.

You are able to also stock your desk at work with healthy lunch options in order to save time. Lots of foods arrive in non-perishable varieties, which can easily fit into your desk and be nuked with water once it comes time to eat lunch. Try soups, pretzels, crackers with peanut butter, cereal bars, or instant oatmeal for lunchtime at the office.

When you must eat out, such as if you are meeting a companion or client for lunch, make intelligent food choices. Also, see if your company will chip in to pay for the client's meal. Generally, companies are more than happy to reimburse you or provide a company credit card or tab information.

We should do this more often!  Ya want a salad?

Good choices for lunch include light meals, like wraps, sandwiches with wheat bread and light on the spreads, salads with light dressing, and fruit. Avoid fast food, pizza, and bulky meals, like pasta for lunch, unless you plan to b very active during.

Cause Joy!

Create a First Aid Kit For Your Family

Accidents and medical emergencies in the home happen frequently. Maybe more frequently than we care to acknowledge. Statistics show a fatal injury occurs every 18 minutes in homes across America and every 4 seconds a disabling injury is likely to occur. Accidents can result in falls,
fire, burns, choking and poisoning. Injuries can happen regardless of how you try to avoid them.
However, the odds are on your side if you keep you body in good shape.  It is unlikely that you
can maintain your athletic body for many years past 40 years old, but you can stay fit.  Fitness
may help you keep a serious injury to a minimum.

Every home should have at least one First Aid Kit that is well stocked and readily available. To be useful in an emergency or in just a routine scrape must be available and you kno where to find it quickly First Aid Kits are used most often for minor injuries such as cuts, sunburns or
bites. Having a well stocked First Aid Kit available can save someone's life in a serious accident.

A First Aid Kit won't be any good to you if you don't know where it is or how to use it.
Make sure you have a guide in your kit from a reliable source. It should have the latest medical
advice and be easy to understand, particularly under stress and confusion. You should also have
a well stocked first aid kit in each of your automobiles.

There are 5 categories that are imperative in your First Aid Kit:

Instruments: Pointed tweezers for removing splinters; disposable latex or non latex gloves; small
rounded-tipped scissors for cutting tape; cloths or bandages; breathing barrier for
performing CPR; thermometer-either digital or mercury; ice bag; eye patches; oral medicine
syringe; bandages that are good quality. One dozen individually wrapped sterile gauze pads 2" X 2; six non-stick gauze bandages; six individually wrapped sterile gauze pads 4" X 4"; one roll 2" gauze bandage; one roll 5" gauze bandage; elastic bandages; triangular bandages; Adhesive Tape.

Antiseptics:  Such as Hydrogen Peroxide to kill germs. Antibacterial cream or ointment. This is good for cuts, scrapes and insect bites.

Medicines: Over the counter medicines such as antihistamine cough suppressant aspirin syrup of ipecac in case someone ingests poison. This should only be used after calling the Poison Control Center first.

Keeping your First Aid Kit Updated: Your First Aid Kit should be checked once a year, possibly the same day you check your smoke detectors, to be sure it is fully stocked and nothing has expired. Make sure you always make a note of anything you use out of your Kit so it can easily be replaced. Check
occasionally to be certain you have a fresh up-to-date well stocked kit.  you never know when you will need it. Just like the lion who had the thorn removed, you will become a hero if you can treat a booboo on the spot.

Storing your First Aid Kit:  Make sure you store your First Aid Kit in a tote bag or
plastic container that will keep your kit clean and dry and easily accessible in your home.
It is recommended to have one on each floor in your home and workshop. Make sure everyone
in your home knows where the kits are and how to use it. It could save your families life.

You can cause joy!

Cigars and Single Malt Scotch Whiskey

Cigars and Single Malt Scotch Whiskey--

There are quite a few recreational golfers who do not consider the days match complete
without spending a while in the club house lounge enjoying a good cigar and a glass of
fine old single malt scotch whiskey.  Myself, I do not care for the cigar part of the
tradition.  I do not smoke anything anymore and especially not cigars unless I am already
sick.  It would be a shame to end a beautiful day on the links on a sour or sick note.
The few times I have smoked cigars I was left with a foul taste and feeling the
next morning like a parrot had slept in my mouth.  However, I do partake in a bit
of single malt scotch whiskey.

I read in a Spring edition of Golf Digest an article by Sarah Max that it is possible
to have your own cask of single malt scotch whiskey.  Tullibardine distiller has taken the distinction to a
new level.  Casks come in three sizes.  The smallest, a bourbon barrel, holds the equivalent
of 350 bottles of 10 year old scotch and costs about $1,700.00, including 10 years of
insurance and storage in Tullibardine's bonded warehouse.  A hogshead holds about 455
bottles and costs $2,900.00. A butt holds 870 bottles and costs about $5,000.00.
The owner's whose names are stenciled onto their casks, have visitation rights and can
sample their whiskey at various stages while it ages for a minimum of 10 years.  That is
probably more than you wanted to know about scotch whiskey, but now you can have something
else to talk about if you played badly.


I am leaving for a few days of 'honey do's so I may pick up on this next week and relate
more about a fine cigar.  If you cannot wait, I suggest going to the news stand or the
doctor's office and pick up a copy of Golf Digest INDEX 2.  It is a good read.  Think long
and straight.  FL

Do You Get Smarter When You Get Older?

Unbelievably, I became three quarters of a century old today!  I do not think of myself as 'old,' but it becomes apparent when I try to do things I used to do.  Even looking in the mirror is not the same as it once was.  However, I still try.  You would think that with this much age there would naturally be some intelligence come along with it.  I am not certain I am any smarter, but I have learned several things.  I saw a web site recently which prompted me to do likewise.  My children and grand children are much the same as I was when I was their age, I wouldn't listen to my mom and dad, but I hung on every word of others thinking they were the smartest people on earth even tho' I had heard the same words from mom and dad.

I've learned...

that you can do something in an instant

that will give you a heartache for life.

I've learned...
that you should always leave loved
ones with loving words.
It may be the last time you see them.

I've learned...
that we are responsible for what we do,
no matter how we feel. 

I've learned

that the Canadian side of Mt. Rushmore

may not be as inspiring as the American side.

I've learned... 
that either you control your
attitude or it controls you.

I've learned...
that heroes are the people who do what has
to be done when it needs to be done,
regardless of the consequences.                                                   

I've learned...
that my best friend and I can do anything
or nothing and have the best time.  We have!

I've learned...
that sometimes the people you expect to
kick you when you're down will be the
ones to help you get back up and vice versa.

I've learned...
that true friendship continues to grow,
even over the longest distance.

I've learned...
that just because someone doesn't love you
the way you want them to doesn't mean they                    
don't love you with all they have.                                                    Bending over backwards!

I've learned...
that maturity has more to do with what types
of experiences you've had and what you've
learned from them and less to do with how
many birthdays you've celebrated.

I've learned...
that no matter how good a friend is, they're
going to hurt you every once in a while and
you must forgive them for that.

I've learned...
that it isn't always enough to be forgiven by 
others, Sometimes you have to learn to forgive
yourself. Even if you bend over backwards.

I've learned...
that our background and circumstances may
have influenced who we are, but we are
responsible for who we become.

I've learned...
that just because two people argue, it doesn't
mean they don't love each other. And just
because they don't argue, it doesn't mean
they do.

I've learned...
that we don't have to change friends
if we understand that friends change.

I've learned...
that two people can look at the exact same
thing and see something totally different.

I've learned...
that even when you think you have no more
to give, when a friend cries out to you,
you will find the strength to help.

I've learned...
that credentials on the wall do not
make you a decent human being. 

I've learned...
that the people you care about most
in life are taken from you too soon.

I've learned...
that family and friends are what make
us who we are today, and without them
we would never be complete.

I've learned...

that you cannot make someone love you. 

All you can do is stalk them 

and hope they panic and give in.

I've learned...

that you only get one chance to make a good

first impression.

I've learned...

there is more to fishing with people you love
than catching fish.

Some of the things I have learned in my 75 years are from my own experience and some are from watching others.  

Cause Joy!

What Is Your Investment Growth Strategy?

Investing is not a sure thing in most cases, it is much like a game - you don't

know the outcome until the game has been played and a winner has been declared. Anytime  

you play almost any type of game, you have a strategy. Investing isn't any different -

you need an investment strategy. Keep in mind, however, having a stratedgy is not the same

 as wishing or dreaming.  A good strategy can be overturned by a trained manipulator of the

stock markets.  Even so, the long term investments and re-investments in a particular stock

or index fund, has proven to garner the highest yield.

An investment strategy is basically a plan for increasing the value of your money in various 

types of investments that will help you meet your financial goals in a specific amount of time.

Each type of investment contains individual choices that you must make. A

clothing store sells clothes - but those clothes consist of shirts, pants, dresses, skirts,

 undergarments, etc. The stock market is a different type of investment, but it contains

many types of companies and corporations all wanting you to put your faith and money in them.

Some of these companies are considered 'growth' stocks which means that their plan is to

grow that company within their niche.  Others pay dividends periodically based on how much

money you have bet on their success or continued success. "Bet" is the proper word to use

because the stock market is a gamble controlled by market makers and the economics of the time.

You may be a shareholder in British Petroleum and you likely have lost much of your investment in the

past several weeks.  No one could have predicted such a tragedy, it was a gamble that paid off

for a long time.  The trick is knowing when to hold them and when to fold them.

If you haven't done your research, it can quickly become very confusing - simply because

there are so many types of investments to choose to add or remove from your portfolio.

 This is where your strategy, combined with your risk tolerance and investment style all

come into play.

If you are new to investments, work closely with a financial planner before making any

investments. They will help you develop an investment strategy that will not only fall

within the bounds of your risk tolerance and your investment style, but will also help

you achieve your financial goals.

It is not too smart to invest money without having a goal and a strategy for reaching that goal!

You should also have an exit strategy and be familiar with stop loss orders. Nobody hands

 their money over to anyone without knowing what that money is being

 used for and when they will get it back! If you don't have a goal, a plan, or a strategy,

that is essentially what you are doing! Always start with a goal and a strategy for reaching

 that goal!

Cause Joy!

Prepare Now For Your Retirement When You Want It.

     Investing For Retirement

Retirement may be a long way off for you - or it might be right around the corner. No matter how near or far it is, you MUST absolutely got to start saving for it now.  You will not be able to live on Social Security even if there is still such an entitlement.  However, saving for retirement isn't what it used to be with the increase in cost of living and the instability of social security. You have to invest for your retirement, as opposed to saving for it!

Let's start by taking a look at the retirement plan offered by your company if there is one. Once upon a time, these plans were quite sound. However, after the Enron upset and all that followed, people aren't as secure in their company retirement plans anymore. If you choose not to invest in your company's retirement plan, you do have other options.

First, you can invest in stocks, bonds, mutual funds, certificates of deposit, and money market accounts. You do not have to state to anybody that the returns on these investments are to be used for retirement. Just simply LET YOUR MONEY GROW overtime, and when certain investments reach their maturity, REINVEST THEM and continue to let your money grow.

You can also open an Individual Retirement Account (IRA). IRA's are quite popular because the money is not taxed until you withdraw the funds. You may also be able to deduct your IRA contributions from the taxes that you owe. An IRA can be opened at most banks. A ROTH IRA is another type of retirement account. With a Roth, you pay taxes on the money that you are investing in your account, but when you cash out, no federal taxes are owed. Roth IRA's can also be opened at a financial institution.

Another popular type of retirement account is the 401(k). 401(k's) are typically offered through employers, but you may be able to open a 401(k) on your own. You should speak with a financial planner or accountant to help you with this. The Keogh plan is another type of IRA that is suitable for self employed people. Self-employed small business owners may also be interested in Simplified Employee Pension Plans (SEP). This is another type of Keogh plan that people typically find easier to administer than a regular Keogh plan.

Whichever retirement investment you choose, just make sure you choose one! Again, do not depend on social security, company retirement plans, or even an inheritance that may or may not come through! Take care of your financial future by investing in it today.

If you have already been "retired" and it was not your idea or you weren't ready, take a look at this website and get up-to-date on the job market.  We want to send you a FREE book. You can have another chance to change your life for the best.

Coming soon, "Long Term Investments For The Future."  Here is one that will pay huge dividends. 

 Cause Joy!