4 Fatloss Tricks No One Tells You About

Fitness author Jon Benson shared this letter with me and gave me permission to share it with you.

There's a club you should join.  It's called The Insider's Club.

It is that club whose membership is based only on what secret goodies the members possess.

In our case, this is the Fatloss Insider's Club. Only those in the know can join.... freee to them of course... : )

So, if you want to get rid of some lbs...

FATLOSS TRICK 1
Eat Pizza?

Today I went for some New York-style pizza here in Austin, Texas.

Do I feel 'guilty'? No way... in fact tomorrow I will feel LEANER.

What the what?

I had to set up my body for this bit of metabolic trickery of course. You cannot just "eat pizza" and shed the pounds... I wish you could!

But my personal System for fatloss not only "allows" pizza (and all my other favorite foods)... it DEMANDS that I eat it.

Here's another true story: I blew off my "feed meal" (that's what it is called in my System) four days ago. I have been on a massive fatloss roll for weeks now and frankly I just did not feel like eating a lot.

That's another benefit of my System... it really cuts your appetite and food-cravings down.

Anyway, the next day in the gym I fell on my face! I was weaker and not any leaner. I went home, ate literally about 6000 cals and presto: Leaner than 'ever' the next day and ready to train hard.

Learn how to use this System here:

http://www.everyotherdaydiet.com/go/lively1  <-- click.


FATLOSS TRICK 2
The 10-Minute Cardio Trick

If you want to just get into good heart health, you only need GXP Cardio (covered in the System mentioned above) 2-3 days per week for 9-15 minutes. That's it.

However if you want to use "smart cardio" (not long, boring cardio) then you need a bit more. Just a bit.

It's my 10-minute trick.

Start with just every other day. Then move to 4 days... and then 5.

If you are pressed for time, this is ideal. Even if you are not, it works like magic.

10 minutes in the morning 'before' you eat. Just make sure your heart rate is only about 65% of your max... in other words, you are not breathing super-heavy at all, but you are working up a sweat. That's it.

10 minutes 'before' lunch. Just cut your lunch hour short by 10 minutes... that's all. You don't sweat enough to need a shower... don't worry. Walking stairs works great, or walking outside... be creative!

Then 10 'harder' minutes about 2 hours before you go to sleep. Get your heart rate up to where you are breathing a little harder.

That's it.

You can even start with just two sessions of 10 minutes (morning and night) if lunch is out.


FATLOSS TRICK 3
Increase Your Fat?

Yep. I want you to eat more dietary-fat.... but I want you to replace some of your carbohydrates (starch like rice, potatoes, etc.) with healthy fats like olive oil, coconut oil and almonds.

Fat dulls the appetite and all three of the fats above actually help your body get rid of its fat-stores if you decrease carbs.

I have the plan laid out for you. More here:

http://www.everyotherdaydiet.com/go/lively1  <-- click.


FATLOSS TRICK 4
Think Resistance

Far better than cardio will ever be. That would be resistance training.

Either weight training or in-home resistance training using bands and bodyweight. Studies confirm what we fitness pros already know: Resistance training not only sculpts the body (cardio cannot) but it also burns 9-12x more bodyfat over the long-term than cardio.

But you need both. And both cardio and resistance training (in-home or in the gym) is worked into my book "7 Minute Body."

You can get it when you pick up "Every Other Day Diet" for 75% off-retail... it is all detailed here...

http://www.everyotherdaydiet.com/go/lively1  <-- click.

Welcome to the Club!

Yours In Fitness,

J O N   B E N S O N

P.S.  I'm still giving away "Radical Fatloss Blueprint" along with EODD for a few more days. And I'm giving a lucky few the chance to pick up the Supplement-Kit that comes with Radical Fatloss for almost 100 bucks off... the video and details are here:

http://www.everyotherdaydiet.com/go/lively1  <-- click.

Sorry... EODD Readers Only.... so pick it up today.

5 Surprising Things That Make You Leaner

Want to be leaner?

Good deal... here's 5 tips that will help you along...

     TIP 1     
     Ditch The Starch

Starches, such as rice, potatoes, some veggies, oats, etc. are often considered "health foods."

While they can be healthy, they can also pack on stomach body fat like crazy if you overdo them.

As you may know, my "Every Other Day Diet" System (EODD) actually encourages you to eat starches and even sweets several days a week to get rid of excess bodyweight:

http://www.everyotherdaydiet.com/go/lively1     (the click of your life)

Well... how does THAT work?

Simple:  Timing is everything.

And it takes a "weekly" approach to foods rather than a daily approach. This keeps your metabolism guessing. If your body cannot figure out what you're up to, fatburning is that much more powerful. And you can get by with eating starches... at least a specific times on specific days.

But if you're not going to do EODD, then you'll have to wing it.
And the best way to wing it is to simply cut starches out entirely for 4-8 weeks. Then slowly add them back a few days per week.

This is no where near as effective (or as fun) as the EODD method, but it will get you pointed in the right direction.

     TIP 2     
     Can The Sodas

Why diet-sodas? A recent study revealed that people who drank diet-sodas actually increased body fat when compared to those who drank sugar-sodas.

What the... ??

Yep. Your body cannot be fooled by aspartame and chemicals. Sorry, but that's the truth.

Here's a personal story:  When I cut out the diet-sodas my bodyfat drops like a rock in a pond of clear water.

And that's what you need to be drinking:  A quart of pure water per 50 lbs of body-weight a day.

Try mixing water with lemon and a bit of Stevia (an herbal
sweetener) and make lemonade. It's wonderful!

     TIP 3     
     Stay Hungry

It takes a special person to be hungry... and an even greater one to stay that way.

I want you to stay hungry in two ways:  In how you workout and literally... stay a bit hungry before you go to bed. Not "starving"... just a bit hungry.

For your workouts, I have a great solution. If you pick up EODD you'll get a limited shot at "7 Minute Body"... Jon Benson's combination of "7 Minute Muscle" and "The 7 Minute In-Home Workout" in one book... and for more than half off... but that's a very limited deal. Gotta have EODD... you'll need them both...

http://www.everyotherdaydiet.com/go/lively1  (the link to your new life)

You see, progression -- "forced" progression -- is the best way to stay hungry. 7 Minute Body forces you to progress without thinking about it. Progression is built into the System.

As far as staying hungry at night? Check with your doctor and if he/she okays it take 500mg of potassium and 1000mg of magnesium/calcium a few hours prior to bed. This helps with the hunger pangs. Also, keep hard-boiled eggs in the fridge. If you get really hungry, eat one with half the yolk (toss the other half.) It keeps you full for an hour at least.

     TIP 4     
     Cardio Clarity

Hours and hours of cardio a day is not the answer. However, you can do "light" cardio (i.e. brisk walking, or riding the bike at 60% of your max) just to burn off calories. That's okay... and personally I don't find it that boring if I'm watching a TV show. It does not interfere with my main fatloss exercise (weight training... YES!) and it burns off about 400 calories an hour.

What does work is early morning fasting cardio... but you only need
9-15 minutes. Jon Benson explains GXP (Modified) in the 7 Minute Body book, available only if you pick up EODD, and you can get it at more than half off:

http://www.everyotherdaydiet.com/go/lively1  <-- go

     TIP 5     
     Get Raw At Night

Raw veggies with your last meal and as a snack will really help your fat-burning along. Try starting with red peppers because they're sweet. You you'll eat virtually every veggie raw at night without thinking about it. Give this a shot. The fat-loss is well worth it.

P.S.  Jon is still giving away "Radical Fat-loss Blueprint" along with EODD for a few more days. And I'm giving a lucky few the chance to pick up the Supplement-Kit that comes with Radical Fat-loss for almost 100 bucks off... the video and details are here:

http://www.everyotherdaydiet.com/go/lively1  <-- go

Sorry... EODD Readers Only.... so pick it up today.

Frankie says now is the time to begin getting a plan to get into that swim suit or that little black dress come spring.  If you keep doing what you have done, you will keep getting what you've got.

3 Tips To Get Leaner Over The Holidays

Here is a note I received from a friend of mine who is into body building and defensive arts.  He is getting ready for the eating season.

Ready for turkey day Frank?

Well, even if you don't eat turkey, you get my gist...

It's that time of year again.

Holiday season.

That means (gasp) about TWELVE (count them... 12!) lbs of bodyfat
and water-weightgain, on average, per person.

That's just staggering.

And that explains the "rush" to get into top-shape come January.

So... how would you like 3 tips on how to get into 'better' shape
over the holidays... and still enjoy yourself?

     TIP 1
     Prepare The Day Before

Starting today (Wednesday)... if you celebrate Thanksgiving on
Thursday that is... you need to prep your body for an influx of
calories.

You do that by:

1. Eating about half your normal calorie intake.

2. Eating only ONE meal with carbohydrates, and make those carbs
    come from veggies and low-sugar fruits like apples and berries.

3. The rest of your meals should be lean protein foods and green
    leafy veggies (those don't count as carbs.)

4. Drink a lot of water.

Then, start your day tomorrow with a high-protein, lower-fat
breakfast, like egg whites mixed with one yolk with some veggies.

Eat about half your normal intake... again.

Now you've set your body up to handle Thanksgiving without doing
too much damage.

But there's more...

     TIP 2
     Pre-Plan Your Aftermath

Knowing that you can have a great mealplan and exercise strategy in
place both during and after the holidays can literally change that
12-lb average gain to a 12-lb LOSS of bodyfat... and that's what
you want.

For pre-planning, I like a bit of structure.

So I want to turn you on to a colleague of mine who has a great
12-week structure in place for dietplan and exercise.

This is a direct go-to-link:

1 Rep Fitness: A Holiday Workout Solution 

This plan comes with 12 weeks of specific meals that you get to
alter online... it's really easy and fun... plus the workouts to go
with it.

Knowing you have a plan BEFORE you celebrate your holidays will
help you enjoy them more.

So go read up on 1 Rep Fitness... it's solid, and it works well
with my own dietplans and exercise guidelines too.

     TIP 3
     Easy Going

It should be common sense to say "take it easy on the second and
third helpings"... but you'd be surprised. ; )

So I'll say it:

Unless you want to feel like absolute crap the next day, don't eat
like it's your last supper!

This is a time of celebration:  Of family, of friends, and yes, of
food... but celebration and overkill are two different things.

Try these tips to help you ease up on the over-doing it:

1. Take your mixture of goodies on the first go-around, including a
    bit of dessert (hey, I'm going to have some!)

2. Then when "seconds" are called, take them to GO. Take them home
    and eat them later... but leave the sweets.

3. Ask for MORE seconds (thirds) and give them to someone who may
    not have food for the holidays. Talk about a great way to kill two
    birds... you feed the homeless and you don't over-feed yourself.

That's a win-win.

Enjoy your holidays,

J O N   B E N S O N

P.S.  Your entire holiday season, from here until January, will
really go easier and be a lot more fun if you take my Tip 2 to
heart.

Have a plan... trust me, you'll feel better.

Here's one I recommend:

1 Rep Fitness: A Holiday Workout Solution   

Frankie says he wishes you a very happy and joyful Thanksgiving.  What you gain today you will need to lose tomorrow. 

This 1 weird tip works for flattening the belly

Some of my greatest progress in life has come by listening to my elders. However, I am running out of 'elders' so I had better pass this along while I still can.

Wisdom often comes with age, or at least, it should.

Well in this case, fat loss wisdom comes with really, really... REALLY old age.

I'm talking Fred Flintstone or caveman-age.

But once I saw how it works, it made perfect sense to try it myself...I began a couple weeks ago

... and what do you know?

Flatter stomach; less bodyfat; and better muscle tone. Even sleep improves. All from this 1 tip.

There's a presentation you need to see:

http://www.everyotherdaydiet.com/go/lively1

That will tell you all about it.

Enjoy, and have a guilt free Thanksgiving.

Frankie

P.S. On this page you'll also discover how to get a really powerful fatloss plan for freee...

Folks can shed up to 21lbs in 21days if they do it right...

http://www.everyotherdaydiet.com/go/lively1

Fibromyalgia Treatment: Acupuncture

Fibromyalgia Treatment: Acupuncture

Fibromyalgia is a disorder which has affected thousands of people and still there is no cure for the disorder. There are only treatments to offer you some temporary pain relief. Together with the pain in your muscles, you will find that there is pain in your joints that will cause you to have many problems like stiffness, sleeping problems, and even fatigue.

Even though you may be eager to try some alternative medicine, you will find that the Chinese Acupuncture will help you the best. There are many with the disorder who have found relief with acupuncture and other non-traditional treatments.

Acupuncture is well tolerated with minimal side effects, so patients who participate in this medical treatment will at least leave the doctor’s office no worse than when they arrived. With needles with the thickness of hair, acupuncturists will use the needles to stimulate the body. You may feel a slight pinch as they are inserted, but when done properly, acupuncture is both safe and painless.

Fibromyalgia patients receive treatment specifically to help their condition. Not only will the acupuncturist use the needles, but they will also use cupping and warming techniques to help the energies that cause the joint pain. This process takes a relatively short amount of time, and many patients have said that they feel instantly relieved of pain after a treatment. Others, however, seem to feel no relief at all.

It can be expensive for you to have acupuncture so you will want to make sure that it is something that will be right for you. Many patients have said that this technique works best with repeated treatments, so realize this could be an expense that you must include in your weekly budget.

Acupuncture is something that could help you with fibromyalgia, however, there is little proof available other than the opinions of those patients who have tried it. The studies are simply difficult to carry out because it can be a mind over matter thing. There are people who have believed that it works to relieve the pain and that is the reason why they have been able to find the relief.

As you know, a good attitude and a good frame of mind is a large part of any treatment. If you have your mind made up that the treatment, any treatment, for any malady is going to be painful, it probably will. Take the position that it is an adventure and you really believe it is going to be productive for you.

Frankie found a book on his book shelf one night called the “Magic of Believing” by Claude Bristol. I recommend it to everyone who does believe that your mind and attitude can have a large effect on your life. I also recommend it to those who do not believe in your attitude determines your altitude. Good book!

Feel better! FL

Acupuncture is More Than A Dull Needle

Acupuncture can be used for anyone suffering from pain. Some people are completely relieved of their pain and, like any other treatment to the ailing body, some are not.

Like anything else, there is a wide range of ways that you can practice acupuncture and you will find that when you are an acupuncturist that you have to be proficient with all of the techniques while specialize in one type of kind. You should know that acupuncture is not right for everyone and not all techniques are right for everyone. The acupuncturist will determine what is best for you and your ailments. You will find that this type of therapy can help you with stomachaches, headaches, arthritis, infertility, back pains, and certain diseases or conditions. You will find that it can help you with just about any time of pain and your pain can be corrected by the use of acupuncture.

If you think about acupuncture, you may think of it as a Traditional Chinese medicine. You will want to lye on your stomach for the entire procedure or at least sit in a comfortable chair. Needles only slightly thicker than hairs are inserted into the body in multiple spots, called meridians, in order to help the energy flow of the body, called qi. Although most popular in the world overall and certainly within the United States, TCM acupuncture is not the only technique that can help you rid your body of bad energy flow.

Japanese acupuncturists have a slightly varied technique. When it comes to getting Japanese acupuncture, you will find that it can be less intrusive and rigorous. You may also find it to be more pleasing and appealing. Use thinner or shorter needles many times. Japanese acupuncture also uses fewer needles in general.

Another technique is Korean hand acupuncture. This is a good type for those who have issues with sitting or lying for long periods. It is also a good way to begin acupuncture if the methods are at first a bit scary to you. Korean hand acupuncture does not only target problems with the hands and fingers, such as arthritis. You will find that there are points on your hands that will affect the entire body. Learning these many points is an art, and so Korean hand acupuncturists are highly skilled professionals. Another form of acupuncture that can be done in one bodily location for those who cannot have needles placed at all points on the body is called auricircular acupuncture. With this, the needles will be placed near your ears. This is used very successfully is drug and alcohol rehabilitation programs.

Frankie has never had a bad experience with an acupuncturist and indeed have relaxed and enjoyed the nap. My Chinese doctor is very experienced and very thoughtful. He puts me at ease with a video explanation of what is to be expected and then begins the procedure.

Once the needles are inserted - 20 or so - he then connects them to an electronic device which puts an electronic shock into the needles and then into the nerves being treated. After about 30 to 60 minutes I wake up having slept very loudly and the immediate and urgent need to empty my bladder of all the toxin which have been stirred up by the procedure.

My problem was a broken shoulder joint which was never diagnosed and the pain was intense. The acupuncture did not cure me, but it brought me enough relief that I could carry on my life until I could have the shoulder replaced with a new titanium joint.

For those who have pain in their life, acupuncture can be a good way to help with your specific needs. You will want to make sure that the acupuncturists and the techniques are good for you.

Try it you may like it. FL

Where are America's Leaders?

Lee Iacocca, 82 year old Chrysler Motor Company savior who designed the first passenger van and brought Chrysler back from another tanking Says, and I quote:

'Am I the only guy in this country who's fed up with what's happening? Where the hell is our outrage? We should be screaming bloody murder!

We've got a gang of clueless bozos steering our ship of state right over a cliff; we've got corporate gangsters stealing us blind; and we can't even clean up after a hurricane much less build a hybrid car. But instead of getting mad, everyone sits around and nods their heads when
the politicians say, 'Stay the course..' Stay the course? You've got to be kidding. This is America , not the damned, 'Titanic'. I'll give you a sound bite: 'Throw all the bums out!'

You might think I'm getting senile, that I've gone off my rocker, and maybe I have. But someone has to speak up. I hardly recognize this country anymore..

The most famous business leaders are not the innovators but the guys in handcuffs.. While we're fiddling in Iraq , the Middle East is burning and nobody seems to know what to do. And the press is waving 'pom-poms' instead of asking hard questions. That's not the promise of the ' America' my parents and yours traveled across the ocean for. I've had enough. How about you?

I'll go a step further. You can't call yourself a patriot if you're not outraged. This is a fight I'm ready and willing to have. The Biggest 'C' is Crisis! (Iacocca elaborates on nine C's of leadership, with crisis being the first.)

Leaders are made, not born. Leadership is forged in times of crisis. It's easy to sit there with your feet up on the desk and talk theory. Or send someone else's kids off to war when you've never seen a battlefield yourself. It's another thing to lead when your world comes tumbling down.

On September 11, 2001, we needed a strong leader more than any other time in our history. We needed a steady hand to guide us out of the ashes. A hell of a mess, so here's where we stand:

We're immersed in a bloody war with no plan for winning and no plan for leaving.

We're running the biggest deficit in the history of the country.

We're losing the manufacturing edge to Asia , while our once-great
companies are getting slaughtered by health care costs.

Gas prices are skyrocketing, and nobody in power has a coherent energy policy.

Our schools are in trouble.

Our borders are like sieves.

The middle class is being squeezed every which way.

These are times that cry out for leadership.

But when you look around, you've got to ask: 'Where have all the leaders gone?' Where are the curious, creative communicators? Where are the people of character, courage, conviction, omnipotence, and common sense? I may be a sucker for alliteration, but I think you get the point.

Name me a leader who has a better idea for homeland security than,
making us take off our shoes in airports and throw away our shampoo?

We've spent billions of dollars building a huge new bureaucracy, and
all we know how to do is react to things that have already happened.

Name me one leader who emerged from the crisis of Hurricane Katrina.
Congress has yet to spend a single day evaluating the response to the
hurricane or demanding accountability for the decisions that were made in
the crucial hours after the storm.

Everyone's hunkering down, fingers crossed, hoping it doesn't happen again. Now, that's just crazy. Storms happen.. Deal with it. Make a plan. Figure out what you're going to do the next time.

Name me an industry leader who is thinking creatively about how we can restore our competitive edge in manufacturing. Who would have believed that there could ever be a time when 'The Big Three' referred to Japanese car companies? How did this happen, and more important, what are we going to do about it?

Name me a government leader who can articulate a plan for paying down the debit, or solving the energy crisis, or managing the health care problem. The silence is deafening. But these are the crises that are eating away at our country and milking the middle class dry.

I have news for the gang in Congress. We didn't elect you to sit on your asses and do nothing and remain silent while our democracy is being hijacked and our greatness is being replaced with mediocrity. What is everybody so afraid of? That some bonehead on NBC news or CNN news will
call them a name? Give me a break. Why don't you guys show some spine for a change?

Had Enough? Hey, I'm not trying to be the voice of gloom and doom here. I'm trying to light a fire. I'm speaking out because I have hope - I believe in America . In my lifetime, I've had the privilege of living through some of America 's greatest moments. I've also experienced some of our worst crises: The 'Great Depression,' 'World War II,' the 'Korean War,' the 'Kennedy Assassination,' the 'Vietnam War,' the 1970's oil crisis, and the struggles of recent years culminating with 9/11.

If I've learned one thing, it's this: 'You don't get anywhere by standing on the sidelines waiting for somebody else to take action. Whether it's building a better car or building a better future for our children, we all have a role to play. That's the challenge I'm raising in this book. It's a "Call to Action" for people who, like me, believe in America '. It's not too late, but it's getting pretty close. So let's shake off the crap and go to work. Let's tell 'em all we've had 'enough.'

Frankie says to watch what they do, not what they say. Later!

Twas The Month Before Christmas

Twas the month before Christmas* *When all through our land,* *Not a Christian was praying* *Nor taking a stand.* *See the PC Police had taken away,* *The reason for Christmas - no one could say.* *The children were told by their schools not to sing,* *About Shepherds and Wise Men and Angels and things..* *It might hurt people's feelings, the teachers would say* * December 25th is just a ' Holiday '.* *Yet the shoppers were ready with cash, checks and credit* *Pushing folks down to the floor just to get it!* *CDs from Madonna, an X BOX, an I-pod* *Something was changing, something quite odd! * *Retailers promoted Ramadan and Kwanzaa* *In hopes to sell books by Franken & Fonda.* *As Targets were hanging their trees upside down* * At Lowe's the word Christmas - was no where to be found.* *At K-Mart and Staples and Penny's and Sears* *You won't hear the word Christmas; it won't touch your ears.* *Inclusive, sensitive, Di-ver-si-ty* *Are words that were used to intimidate me.* *Now Daschle, Now Darden, Now Sharpton, Wolf Blitzen* *On Boxer, on Rather, on Kerry, on Clinton !* *At the top of the Senate, there arose such a clatter* *To eliminate Jesus, in all public matter.* *And we spoke not a word, as they took away our faith* * Forbidden to speak of salvation and grace* *The true Gift of Christmas was exchanged and discarded* *The reason for the season, stopped before it started.* *So as you celebrate 'Winter Break' under your 'Dream Tree'* *Sipping your Starbucks, listen to me.* *Choose your words carefully, choose what you say* *Shout MERRY CHRISTMAS , not Happy Holiday !* Please, all Christians join together and wish everyone you meet during the holidays a MERRY CHRISTMAS Christ is The Reason for the Christ-mas Season!

Amazing Grace

Like music? Church music by tenors? Amazing Grace is one of mine and my granddaughters favorites and probably yours as well. Go turn up your speakers and just sit back and listen. There are other videos on this site you may enjoy as well.

Are you 'between jobs' or 'between gigs? Take a look at this site and it may change your life.

Enjoy every day. Frankie

Bankruptcy and Divorce

Some of my best friends have been bankrupt and some divorced. At least one has gone thru both. One went into an attorney’s office and said “I want a divorce and I want to declare bankruptcy.” The lawyer asked, “what does your wife think of this idea?” “I haven’t asked her.” That person has had three divorces which never cost him a dime and continues to have a great relationship with all of them. Following his first divorce, the former wife gave him an allowance of $1,500.00 per month. The second gave him a house to live in on her property in the country and we will wait to see about the 3^rd wife.

Bankruptcy and divorce has become much more acceptable and almost expected in today’s culture. My wife and I have been married to each other for 50 years. It has been my pleasure.When post moderns hear this they look like a deer caught in the head lights. They look puzzled like ‘I have never heard of such a thing,’ or ‘they must surely be in the book of records.’ No, not a record, it just ran in my family. When we made a commitment, we meant it. If at times it was not all fun and games, we worked on it and resolved the problem. Someone once said, “we don’t believe in divorce, but murder is an option.”

If you believe that you and your partner are headed for divorce, and you both have a lot of debt between you, it might be a good idea to decide to file for bankruptcy before you begin to file for divorce. This will pave the way for the divorce to proceed much more easily because it will allow you to get rid of some of your debt and to clear the way for a clean break. If you can file for bankruptcy, then you can have a better idea of how to deal with the debts that do remain between the two of you. It will also mean that if your ex files for bankruptcy later on down the road, you can be protected because you are going to take care of your debts before the divorce.

The way it works is rather simple. When one or both of the spouses file for bankruptcy, all of the property that has been shared by both of them will become a part of the estate and will then be available to pay for the debts. This will also mean that you have been granted an automatic stay, which means that the creditors can’t hound you for money. Remember that this stay does not prevent you from getting spouse or child support from your ex. The next thing that will happen is that the bankruptcy court will decide what shared property is exempt from the bankruptcy, meaning that it cannot be sold in order to pay for your debts. Then, the divorce court can divide that property between you and your ex spouse.

If you are trying to negotiate property settlements, and also going through bankruptcy, you are going to be dealing with very complicated issues. Some of the debts that might be related to a property settlement might not be wiped out during the bankruptcy, so you will still need to pay them. However, these debts can be wiped out if you can show that you can’t pay the debt and still take care or yourself or your children, or that if you wipe out the debt it is going to be better for you than the harm that would be done to the people that you owe by not paying it. This means that if you think your spouse is going to consider filing for bankruptcy after the divorce is final, you need to make sure that your finances are squared away so that you aren’t going to be faced with any more debts.

Frankie says ‘kiss and make up’ and keep it together.

Important H1N1 Health Tips

The H1N1 virus is no joke. The following information was received from Linda C Flores, Research Study Coordinator at the University of Texas Southwestern Medical Center which is definitely worth sharing. The only portals of entry for H1N1 virus are the nostrils and mouth/throat. In a global epidemic of this nature, it's almost impossible to avoid coming into contact with H1N1 in spite of all precautions. Contact with H1N1 is not so much of a problem as proliferation. While you are still healthy and not showing any symptoms of H1N1 infection, in order to prevent proliferation, aggravation of symptoms and development of secondary infections, some very simple steps, not fully highlighted in most official communications, can be practiced (instead of focusing on how to stock N95 or Tamiflu): 1. Frequent hand-washing with warm to hot water and a good soap for at least 2 minutes. 2. "Hands-off-the-face" approach. Resist all temptations to touch any part of face (unless you want to eat, bathe or slap). 3. Gargle twice a day with warm salt water (use Listerine if you don't trust salt). H1N1 takes 2-3 days after initial infection in the throat/nasal cavity to proliferate and show characteristic symptoms. Simple gargling prevents proliferation. In a way, gargling with salt water has the same effect on a healthy individual that Tamiflu has on an infected one. Don't underestimate this simple, inexpensive and powerful preventative method. 4. Clean your nostrils at least once every day with warm salt water. Not everybody may be good at Jala Neti or Sutra Neti (very good Yoga asanas to clean nasal cavities), but blowing the nose hard once a day and swabbing both nostrils with cotton buds dipped in warm salt water is very effective in bringing down viral population. 5. Boost your natural immunity with foods that are rich in Vitamin C (Amla and other citrus fruits). If you have to supplement with Vitamin C tablets, make sure that it also has Zinc to boost absorption. 6. Drink as much of warm liquids (tea, coffee, etc.) as you can. Drinking warm liquids has the same effect as gargling, but in the reverse direction. They wash off proliferating viruses from the throat into the stomach where they cannot survive, proliferate or do any harm. I suggest you pass this on to your entire e-list. You never know who might pay attention to it - and STAY ALIVE because of it. Linda C Flores Research Study Coordinator UT Southwestern Medical Center Simmons Comprehensive Cancer Center 5323 Harry Hines Blvd Dallas, TX 75390- 9179 Tel: (214) 648-7042 Fax: (214) 648-1906 linda.flores@utsouthwestern.edu www.utsouthwestern.org

Bankruptcy: A Matter of Pride

Bankruptcy is a financial technique in which you declare that you cannot repay your creditors now or see a way to repay them in the future. Depending on your income and the amount of money you owe, an individual may declare chapter 7 or chapter 13 bankruptcies. However, in either case, bankruptcy is a fairly public affair. Your name and address will be published in at least one of the local newspapers for all of your friends to read, and your neighbors will see movers coming to repossess some of your items. For many people, the worst part of bankruptcy isn’t losing the money; it’s losing pride and dignity.

The first way to deal with this is to realize that most of your friends and family have gone through money problems at one time or another in their lives. Although they may not have resorted to bankruptcy, there is no question that only the very lucky do not feel smothered by debts at one point or another. Simply put, people will understand. Even though you may feel like everyone is snickering at you behind your back, the truth is that most people are actually empathizing with you. “There but for the grace of God go I.”

Also realize that not everybody will know you’ve declared bankruptcy. Most people do not take the time to read the newspaper that carefully, and even though word does travel fast, it is not a topic that most people will bring up because it simply is not that interesting. You might feel like you’re the headlining news, but in actuality, most people probably didn’t even know about it.

It is important to continue with the process, even if people do find out. If you are embarrassed, simply understand that so our all of people in this country who are going through the same thing. You are not alone. In fact, you may be able to get counseling to help you go through the bankruptcy process. You may be surprised at how many people have declared bankruptcy many times and gone on to be very successful. The Donald for one.

If bankruptcy is the best thing for your family and your financial situation, it is most important that you continue with the declaration. Take care of yourself first, then worry about what other people have to think. The most important thing is NOT what your neighbors have to say, but instead what you are doing to get yourself back on track financially so that your future will be brighter, and it will.

Much of your future depends on your attitude now. Don’t give up and don’t waste a lot of time blaming anyone else for your plight. Stuff happens and there is enough blame to go around.

You think bankruptcy is bad, well there are worse things and Frankie will talk briefly about that next time.

Keep the faith, but not to yourself.

Big League Ads and Adzzoo Work For You

Hello to everyone wanting to fire your boss; everyone wanting a new career; everyone wanting something to replace the job that was just lost; everyone who needs to supplement your income; everyone wanting to make some Christmas money for gifts; everyone who is looking for success. Today may be your lucky day!

Frankie mentioned in his last post that a home based business is the business which is growing even in this "OBushma" economy. While other businesses are failing because of not enough customers or insurance rates being too high or not being able to afford the new minimum wage, or whatever, home and internet businesses are growing and still making money - a little or a lot - depending on the amount of effort you invest. I didn't say the amount of money you invest, it is really based on the amount of time you invest.

There is of course some investment in every business, but the internet business is the greatest opportunity for making money - net money - that has ever come along. Much of the biz is done 'on line' and that is very inexpensive or free and you do not need to lay out a lot of money for an office, or a franchise which can run into the millions or best of all, employees. At worst, you can have 'team members' but not employees. Our fully functional and massively helpful team site is located here.

My business is the advertising business. Ads are placed for local businesses such as restaurants, landscapers, attorneys, chiropractors, dry cleaners, grocery stores, pet stores, painters, art dealers, sporting goods stores, day nurseries, health food stores, gyms, apartments, real estate agents and brokers, and on and on. All of the places you frequent on a regular basis.

Big League Ads is a dba company and uses the Adzzoo platform on which to build SEO friendly ads, the business and your brand. Adzzoo employs Google trained personnel to construct the ad and place it on the internet. They are familiar with the proper SEO to attract Google spiders to locate your client's ad in a hurry and often. Adzzoo gives a written guarantee to have your customer on the first page of Google within 7 days purchase. A slam dunk!

Frankie is not recommending that you get involved in Adzzoo if you are not serious about needing or wanting some extra money, but he has found the business rewarding if you are willing to invest the time. The charge for a full scale Campaign Director position which carries with bonus programs is less than $300.00 one time charge. You can come in for less than $25.00 per month and work your way up to the CD bonus position after you place a specified dollar amount of ads which many people accomplish the first month, and most upgrade on the first sale. You receive a 40% commission for every ad you place. Did I mention there are no employees? But, there is a very helpful team.

Rather than sounding like too much hype, I will ask you to look at my website which will go into all of the details of the opportunity and the company. If after spending some time on the site, you feel like you can do this business, then simply go to the menu bar and click on 'Join Now.' If, however you have some questions, call me or e-mail me and I will do all possible to answer them. If I cannot, there are several experts on our team who will be able to do so.

Below are are few testimonials from actual clients who have placed an ad with Adzzoo and are willing to show their satisfaction:

I walked into a window and interior design company the other day and when I brought up the word google and would you like to be on the first page I got a earful. These poor people have been advertising with At&t and Yellowbook for years now and they are getting terrible results. Promises of first page not kept, The only place they show is on the yellowbook directory competing with other businesses. I did about 10 searches for her business while I was there and nothing came up. I then did 4 searches for Adzzoo clients we have and they all showed up first page. She is tapped out of money but in January when it is time to renew we will have another happy client. Go out and talk with people who advertise on Yellowbook, Superpages, At&t because we can conver a bunch of them to our platform.
Date Written: 08 October 2009
Testimonial By: Tim Turbeville

I submitted my clients info via fax Friday October 2nd. Last night (Tuesday) I received the confirmation from AdzZoo that the site was up and running. This morning I searched for running shoes madison wi and Endurance House (my client) came up on page 1 at the top of the sponsored links. Now that's going to be a happy customer. He has been trying to get to page 1 for 3 years and AdzZoo did it in 2 days, not counting the weekend. That's is the best result a client and salesperson could ask for. I used to sell room additions and sunrooms from $30-$100K each, but these AdzZoo sales are much more rewarding. Date Written: 07 October 2009 Testimonial By: John B

I wanted to thank you again for the terrific job that AdzZoo has done for my insurance agency. Your personal attention to our account is greatly appreciated. When you first told me that you would get me first page placement on Google in seventy-two hours, I was skeptical. I was even more skeptical when you told me the price. Fortunately, I chose to give AdzZoo a try. I am a results based businessman. Thus far, the AdzZoo results have been wonderful. In the first week, my agency: received first class service, achieved first page placement on Google and sold four policies due to our AdzZoo campaign. Thanks for contacting me regarding AdzZoo. Keep up the great work! Take care, Michael Date Written: 06 October 2009 Testimonial By: Michael CA

Dear AdzZoo, As a partner in a well established full service law firm we are always looking for ways to attract new business in this highly competitive market. When I was approached with the AdzZoo online campaign idea I was immediately interested and after performing some due diligence we signed on for an "area campaign". Within days of signing up, our website was on the first page of Google with the primary keywords selected for us by AdzZoo experts. Amazingly we have signed up two new cases as a direct result of the internet presence created for us by AdzZoo within days of appearing. The service and efficiency has been outstanding and I look forward to continuing our business relationship. Thank you, AdzZoo. Very Truly Yours, C.P.I. Esq. Date Written: 06 October 2009 Testimonial By: C.P.I Esq.

One last thing, most businesses are planning their ad budgets for next year NOW. Now is a good time to let them know they can save some money and be on the first page of Google in the process. You will be a favored client of theirs.

Start Your Own Home business

Start Your Own Home business

A home business is considered by many to be a ‘dream’ business. Not always!

In this post, we will talk about the advantages of starting a home business:

Stay at home and earn too!

With the rising cost of fuel, people are starting to favor the joy of working in the comfort of their own home. No need to worry about heavy traffic, getting stuck at traffic lights, rush hour, road blocks or lame excuses for being late for work. In other words, your home will be your base of operations and also your fortress of solitude as well.

You don’t need paper, pens, make up or even clothes!

Paper is so 80’s. When you can do everything in a paperless environment, you don’t need file cabinets. It’s all on the computer or on the net. You can operate your business in your p j’s. You do not need to spend a fortune on make up or your aching feet because of wearing high heels. Home businesses may be ‘virtual’ but the money and lifestyle is REAL. You are working to achieve the lifestyle you want.

You don’t have to work alone and you do not need employees

You don’t have to deal with pesky staff. Just operate everything you need from home. You can get authors from India, Philippines, Malaysia or any part of the world. It’s the virtual world and you can connect with the rest of the world from your computer. And best of all, if they do not perform, you can ‘fire’ them and get someone else who suits you better. The ACLU will never know. It is truly your business.

Sell on line and get your money on line safely

Meeting people in the real world or virtually is good, but if you are the shy type who had rather not try to close a sale in person or collect money from a non-paying customer, then by all means, stay comfortable behind your computer screen and run an Internet business! Sales letters do a fine job of getting sales and payment processors automate everything by collecting money for you. It’s a beautiful life and you can do it.

Work at your own pace

Now you can finally talk to your kids and even your spouse in the morning or have tea with them. The thing I like best is being able to turn in a different direction than the people going to work. While they join the herd, we go to play golf. You dictate your time and you dictate your own hours. No longer is one confined to a 9-5 routine and being forced to eat lunch when your ‘boss’ dictates it. You are the boss. Fire the other one.

There are all types of work at home scams out there and you need to do your due diligence

before you send them your money to “get involved.” You are trying to make money and not give it away before you have made any. MLM’s are good and much easier now than ever before. There are seldom any meetings to attend and you do not need to stock inventory you have paid for and are trying to sell.

Frankie wants you to be excited about the possibility of you ‘downsizing your boss before he ‘downsizes’ you due to the economy. However, please do not run out and invest in the business which is selling shares in a unicorn ranch. We will recommend a couple of possibilities for you next time.